:root{
  --navy:#071b2c; --blue:#0d5ea6; --gold:#c9a227; --light:#f5f8fb;
  --text:#182433; --muted:#657384; --white:#fff; --border:#dce4ec;
}
*{box-sizing:border-box} html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,Arial,sans-serif;color:var(--text);line-height:1.65;background:#fff}
a{text-decoration:none;color:inherit}.container{width:min(1160px,92%);margin:auto}
.topbar{background:var(--navy);color:#dce8f2;font-size:13px;padding:8px 0}
.nav{position:sticky;top:0;z-index:50;background:#fff;border-bottom:1px solid var(--border)}
.nav-inner{height:78px;display:flex;align-items:center;justify-content:space-between;gap:25px}
.logo{font-weight:900;letter-spacing:.5px;color:var(--navy);font-size:19px}
.logo span{display:block;color:var(--gold);font-size:10px;letter-spacing:2px;margin-top:-3px}
.menu{display:flex;gap:22px;align-items:center;font-size:14px;font-weight:700}
.menu a:hover{color:var(--blue)}
.btn{display:inline-block;padding:12px 20px;border-radius:6px;font-weight:800;font-size:14px;border:1px solid transparent}
.btn-primary{background:var(--blue);color:#fff}.btn-dark{background:var(--navy);color:#fff}
.btn-outline{border-color:var(--blue);color:var(--blue)}
.hero{background:linear-gradient(120deg,#071b2c 0%,#0d385a 55%,#0d5ea6 100%);color:#fff;padding:105px 0 95px}
.hero-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:60px;align-items:center}
.eyebrow{color:#e0bd42;text-transform:uppercase;letter-spacing:2px;font-size:12px;font-weight:900}
.hero h1{font-size:clamp(42px,6vw,72px);line-height:1.05;margin:15px 0 22px;letter-spacing:-2px}
.hero p{font-size:19px;color:#d8e5ef;max-width:720px}
.actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:30px}
.hero-card{background:rgba(255,255,255,.09);border:1px solid rgba(255,255,255,.2);padding:30px;border-radius:14px;backdrop-filter:blur(8px)}
.hero-card h3{margin-top:0}.hero-card li{margin:10px 0}
.section{padding:82px 0}.section.alt{background:var(--light)}
.section-head{max-width:760px;margin-bottom:40px}.section-head h2{font-size:38px;line-height:1.15;margin:10px 0}.section-head p{color:var(--muted)}
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.grid-4{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}
.card{background:#fff;border:1px solid var(--border);border-radius:12px;padding:27px;box-shadow:0 8px 28px rgba(7,27,44,.05)}
.card h3{margin-top:0;color:var(--navy)}.icon{font-size:27px}
.page-hero{background:var(--light);padding:65px 0;border-bottom:1px solid var(--border)}
.page-hero h1{font-size:50px;margin:0 0 8px}.page-hero p{color:var(--muted);max-width:760px}
.quote{border-left:4px solid var(--gold);padding:8px 0 8px 24px;font-size:22px;font-weight:700;color:var(--navy)}
.stats{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}.stat{padding:25px;background:var(--navy);color:#fff;border-radius:10px}.stat strong{font-size:30px;display:block;color:#e0bd42}
.cta{background:var(--navy);color:#fff;border-radius:16px;padding:50px}.cta h2{margin-top:0;font-size:35px}
footer{background:#04121f;color:#b9c8d5;padding:55px 0 25px}.footer-grid{display:grid;grid-template-columns:1.3fr 1fr 1fr;gap:40px}.footer-title{color:#fff;font-weight:800;margin-bottom:14px}.footer-links a{display:block;margin:8px 0}
.small{font-size:13px;color:#91a3b2}.form{display:grid;gap:15px;max-width:760px}.form input,.form textarea,.form select{width:100%;padding:14px;border:1px solid var(--border);border-radius:7px;font:inherit}.form textarea{min-height:150px}
.table{width:100%;border-collapse:collapse}.table th,.table td{padding:15px;border-bottom:1px solid var(--border);text-align:left}.table th{background:var(--light)}
.mobile-toggle{display:none}
@media(max-width:900px){.menu{display:none}.mobile-toggle{display:block}.hero-grid,.grid-3,.grid-4,.footer-grid,.stats{grid-template-columns:1fr}.hero{padding:75px 0}.page-hero h1{font-size:40px}}